The Capitalization of I

A good friend of mine actually thought of this and vocalized it before I did, but it's a good point.

But really, why do we capitalize I?

It's just a pronoun.

We don't capitalize he.

Or she.

Or they.

So why I?

And it's just a letter.

We don't capitalize "a".

This has actually been bothering me for some time, so y'all have got any ideas, I'd love to hear them.

Growing Up Too Fast

Something happened the other day that really made me think. I'll get to what happened later on, so bear with me: what does "growing up too fast" really mean?

(And bear with me; it took me over a week to write this, and some parts really still don't feel quite right, but I'm posting it anyways.)

"Growing up too fast" used to mean that a child had to shoulder responsibilities and had to entertain concepts that would force them to leave childish things behind before most would have them do that. For instance, in the past, children were working full time around the age of fifteen, either because their parents had died, they were needed to help support the family, or they were considered old enough to take on that responsibility. Advancements in namely medical science and technology of all flavors enabled children to have more of an actual childhood.

But what did that bring?

For the purpose of this . . . "article", it brought free time.

Children were able to stay children until they were physically, mentally, and emotionally ready to take on the responsibilities of an adult. They could grow into it gradually, they could be trained, they could be taught, they could consider ideas and grasp the weight of the consequences to every action . . . they could be ready for an adult life.

Then there was too much free time.

Ungratefulness.

Envy.

Always wanting what was just beyond their grasp.

What do we have now?

We have children growing up too fast, but not in the way of the generations before them.

They have too much free time and a care-free (and care-less) attitude.

And although I can't quite put my finger on it, that's what's driving kids today to act the way they do.

What do I mean by that?

Whilst shopping with my mom and my sister, I saw this girl in Rue 21. Don't get me wrong - I love that store. It's one of the few places I actually enjoy clothes shopping. This really doesn't have anything to do with the store really. That's just where I was. But this girl . . . she had to have been younger than my sister, so maybe fourteen years old. But she looked like a . . . well . . . like a prostitute. I'm sorry to say it, but it's true. Her clothes, the way she wore them, the way her makeup was done - and for the record, I have a personal thing about girls that young wearing makeup - the way her hair was done . . . that's what she looked like. If she was on the street at night, I would have thought she was one.

But I remember looking at her and thinking, "Wow. She's grown up too fast."

Then it hit me: society tries to keep us busy, entertained . . . it tries to keep us children.

But in spite of that, we grow up. . . And not always in the best way.

So yeah. I just felt like I should post that.

I mean, innocence is an awesome thing.

Not naivete, that's not necessarily the same thing.

But innocence, purity . . . That's a lost treasure in this society.

Homemade Cash Back Rewards Program (and other money saving tips)

We'd all like more of this, yeah?
Well, I know that being a commuting college student who works part-time can mean a really, really tight budget.
I'm seeing all these commercials for "cash back rewards programs", but those are all for credit cards, something most of us really don't want to become entangled in.
So what's a girl to do?
I've given this more thought than I could afford to and came to this realization: most full-time students work more hours during the summer than during the actual school year.
This means that we're generally making money over the summer to last us during the "drought" so to speak.
So, how do we make sure that we're saving enough for the important things like textbooks, car insurance, and rent?

First, the homemade cash back rewards program.

I'll admit it: this is more or less a result of my laziness and unwillingness to carry around change, but hey, it works.
Make all planned purchases in cash.
This means groceries, makeup, clothes, and other things that you'd typically put on a shopping list.
Here's how the cash back works: take the change* you've gotten back from the purchase and stash it away for later. This can be a Black Friday fund, a rainy day fund, an emergency fund (which is probably the wisest, especially if you're living off your own means).
*(When I say "change", I mean the actual coins, but it's up to you what you stash away -- it can be anything less than a $5, less than a $20, whatever works for you in your current situation.)

Second, save money online.

This is a lifesaver for those of us that buy and rent textbooks and such online: Ebates. I know it sounds like a scam, but it's not; I signed up and have already gotten a "big fat check".
This is how Ebates works: you go to their site and search for the store you want to shop at, say Chegg.

You'll see that Chegg has a 4.5% cash back value; this varies per store.
All you have to do is click "Shop Now", and you'll be rerouted to that site. Shop as you would normally, and a percentage of your price will be put back in your pocket!
Ebates also has coupon codes for sites, so those are worth looking into as well. (RetailMeNot also has coupon codes. Very handy indeed.)

Third, be smart when shopping for textbooks.

Of course it's easier to just check Amazon and Half.com for textbooks, but I've found that those aren't always the cheapest places to get them.
Here are some other sites you'll want to check as well:
AbeBooks
Bookrenter
Chegg
Ecampus
Textbooks.com
Also, when you're planning to buy books, get them as early as you can. Most people sell their books at the end of the semester, which means there will be a large supply, usually lowering the cost. This also means that if you're planning to sell, wait until a week or two before school begins; those who have procrastinated will be hunting the books down and most will already be sold out.
If you're planning to rent, you'll learn that some sites offer books for a "semester", while others simply offer 60, 90, and 125 day periods. Calculate how long you'll need the book (fall semesters generally end the first week of December while spring semesters typically last until the first week of May), and rent the book as early as possible to keep your cost down.

Fourth, take advantage of gift cards.

When somebody gives you a gift card, it's usually the best gift ever.
But what if you don't like the restaurant, or there is no store around you to use it in?
Simple: sell the card or trade it.
How?
Plastic Jungle.
You can sell unwanted gift cards and buy discounted gift cards to places you actually like. This is also a great way to save even more money on sales, too.

Fifth, spend some time budgeting.

I know it's a pain, but it really comes in handy. Whether it's making an Excel Worksheet, keeping a ledger, using Mint, or what have you, it's a good skill to learn. Here's what my Worksheet looks like:

All I do is enter my income and my formulas do the rest for me.

10% is taken out for a tithe.

The tithe plus any other immediate bills (textbooks, loans from parents) is subtracted from the net income to give me my subtotal.

Now, my car insurance is taken out monthly from my savings account at Bank #1, so that's pretty much all I use that account for. 60% of the subtotal is deposited there.

At Bank #2, my savings is (theoretically) untouched (read: emergencies) and my checking is primarily for gas, as I commute to school instead of live on campus. 25% of my subtotal is deposited into checking for gas, and the remaining 15% percent is put in savings. 

Obviously, this can be tailored to what you think is best for your specific situation.

Also, if you want this Worksheet, just email me and I'll get it sent to you.

And finally, be open to making money on the side.

This can include blogging / being sponsored, making things to sell on Etsy, babysitting, self-publishing stories, pretty much whatever! Just don't get too caught up in the income part of it (Proverbs 31: 10-31).

If you have any other tips for how you save money or work your budget, leave a comment below!

Chick-Fil-A Day!

This is Chick-Fil-A at noon.

I'm actually not a huge fan of chicken, so I'm not there a whole lot, but dang . . . I've never seen it this busy!!!

There were only four parking spaces available when we got there, and people were already parked up and down the residential street. I think a couple even parked all the way over at McDonald's across the highway! (Talk about awkward -- walking to your car at MickyD's with a bag of Chick-Fil-A . . .)

I was pretty sure it would be busy; I think a few people are eating lunch and dinner there!

I have to admit I'm a bit worried about Friday . . . the . . . um . . . "event" that's supposed to happen that day. I don't think it will be a big deal here, but I pray parents will be wise enough not to take their children there Friday in cities where it will be pretty bad.

Just seeing the support people were showing for Biblical family values . . . It was awesome. God has really blessed Chick-Fil-A for their obedience and willingness to close every store on Sundays because it's the Sabbath. It's just incredible.

Though I do have to say, there are few feelings quite like wanting a CFA milkshake after Sunday dinner and realizing that just ain't gonna happen . . .

 

Grammar Rant

Okay, I know I have peeves.
I'm sorry.
Eh . . .
Nope. No, no I'm not.
As an English major, I suppose I'm entitled to be snobby about this, but I really, honestly try very hard not to be a grammar snob.
And most times, I'm not.
I'm a grammar nazi.
It's horrible, I know, as even I use deplorable grammar at times.
I'm actually really picky about exactly what gets me peeved.
For instance, if I'm texting or IMimg, I couldn't care less if you didn't capitalize, use correct grammar or what have you.
But in an email . . . you had better use it all correctly.
In spoken conversations, I don't care.
But Facebook . . .
Oh gosh, don't get me started . . .
Okay, so "your" and "you're" ARE different!! I promise! They are!
"Too", "to", and "two" are different. Really.
And when you're talking about more than one of something . . . there's no apostrophe.
Like, if you're talking about . . . say . . . Scottish Folds . . . It's "Scottish Folds" - not "Scottish Fold's".
*sigh*
Orrrrrrrrrrrrrr . . .
Or, I could just leave Facebook as its own thing and not worry about it.
Nope.
Too easy . . .

My Project for Tomorrow

Ever wanted to write a letter like this?

Pride and Prejudice, 2005.

Well, tomorrow, I'm going to experiment with different techniques of folding them, because Lizzie's letter from Jane was folded like this:

Pride and Prejudice, 2005.

If anyone wants, I can post picture tutorials on how to do it.
I'm also going to be working on making one of these:

http://bit.ly/zfcWJY.

Wish me luck!

Winsomeness

Even though I've missed two straight weeks of Mrs. Audrey and Mrs. Claudia's Sunday School class, I've been thinking about something they stress a lot: being winsome.

I bought one of those cheap plastic pencil cases at Wal-Mart the other day (thank God for after school sales!) for the purpose of holding makeup and other goodies.

I wanted it to be unique (and not just cheap), so I wrote out 1 Timothy 2:9-10 on an index card in my best writing in pink. Here's the translation I used (ESV) courtesy of studylight.org:

     "9 Likewise also that women should adorn themselves in respectable apparel, with modesty and self-control, not with braided hair and gold or pearls or costly attire, 10 but with what is proper for women who profess godliness - with good works."

I <3 this verse.

The concepts of being "respectable", "modest", having "self-control", and being "proper" seem lost in today's society. I'm not saying I'm never guilty of not being any of these, but I do strive to be these things. It's not mainstream. It's not popular. But, hey - Jesus wasn't mainstream or popular. 

I honestly can't remember what prompted me to write this . . . I think it was the fact I'd written it for my makeup box along with the fact that I had just finished an 'argumentative close-reading' of a section of Hamlet.

I don't know.

Heck, we're all lucky I remembered this draft!

So, yes, this is what I've been working on all week.

^-^

Anyhooz, back to the WINSOMENESS . . . 

Mrs. Audrey loves the word "winsome". She says that word is lost, and rather old-fashioned sounding (she's right; it is, but I'm an English major; I love old words).

She says that we ought to be "winsome" to "win some".

I <3 that concept.

XD

Also, you can read her blog HERE. It's pretty much an epic win.