The Difference Between "Working Out" and "WORKING OUT"

So, I don't know if any of y'all have made those New Year's Resolutions that go something along the lines of "I'm gonna get healthy and workout every day and lose a ton of weight and keep it off forever!" or not.

I'll be honest: I have.

To be even more honest, I still am.

I wanted to lose 15 or 20 pounds by the end of the year.

I was doing well at first -- I lost 6 pounds in January, but then I gained it back.

Know why?

I wasn't doing it right.

I wasn't eating a whole lot, but that was it.

That's not the way to approach it.

Now I'm working out at least three times a week, usually about four or five, in addition to watching what I eat.

I was counting calories, but now I'm not really. It's in the back of my mind to be conscious of it, but I'm working eight hours a day, so I don't have much time to eat -- nor am I really that hungry by the time I do get a chance.

I've actually started a Tumblr where I post workout plans and such for those that might just need a game plan for actually working out. The series I'm posting now is a week long SPARTAN Workout, which are mostly strength training exercises (don't worry -- you don't need a gym subscription or equipment at home!) I'm planning to start a S.H.I.E.L.D. Workout soon, which will focus on building flexibility and perhaps post a (theoretical) weekly menu. Maybe.

Another really good thing to do when trying to lose weight or even get healthier is to have support and keep track of your progress.

MyFitnessPal is great for keeping track of your weight, measurements, and calories (if you plan to count them). If you'd like to add me, feel free to!

MyFitnessPal - Nutrition Facts For Foods

Also, if you'd like a quick - but effective - workout, I'd suggest doing this one. It's 4 minutes long, but those 4 minutes burn about 130 calories!

There's just a few things that you really can't afford to forget:

- God made you the way you are. You're tasked with maintaining the temple, not overhaul renovations exactly. Just to be a good steward of what you're given. He's made you as you are purposefully and you're beautiful (or handsome, as the case may be) that way.

- You can't change what you look like too much. I mean, if you have curves now, you're probably going to always have those curves. If you curve-less now, you're probably not going to have a whole lot later. And if this gets you down, just re-read the section above.

- Don't do anything you won't be able to keep up for the rest of your life. As my mom says, don't diet, live-it! Don't do some crazy diet that promises to help you shed 50 pounds in a week because that's 1) not realistic, and 2) you can't eat - or not eat! - like that forever. Slow and steadfast wins the race. And if this gets you down, read the top part again.

Fool me once . . .

Okay Beaufort girlies, listen up: I don't know where you do your shoe shopping, and on some level I don't really care, but I've got to tell you about this one store (which is kind of ironic, because I don't plan on actually naming this store). 

There's this store in Beaufort that has really cute shoes. And at good prices, too.

No, it's not Wal-Mart.

However, something weird happened the last two times I was there, probably within the same two weeks.

Allow me to start at the beginning: I wanted some brown flats, so when I saw a cute pair, I got the box that said 9 down because I (usually) wear a 9.

I tried both the shoes on, and they both fit.

That would be a given, except for one small factoid: one was a 9, the other was an 8 1/2. 

And my feet are normal, by the way. 

I put the bottoms together, and they looked exactly the same to me.

I figured the 8 1/2 was a misprint and took the box to the register to check out. 

They wouldn't sell it to me because (logically) if I had two sizes, somebody else had two sizes, and if they returned one, they'd need the other.

I ended up leaving with 8 1/2's (which fit perfectly fine), and thought it was a freak occurrence. 

Wrong. 

I went today for some black flats and wanted a 9. 

Once again, there was a 9 and an 8 1/2!

And once again, I ended up leaving with an 8 1/2!

So, for those of y'all in Beaufort . . . check your shoes before you buy them!

(Also because they might be two different - but similar - styles. That's happened to me before too. And yes, that was at Wal-Mart.)

Homemade Cash Back Rewards Program (and other money saving tips)

We'd all like more of this, yeah?
Well, I know that being a commuting college student who works part-time can mean a really, really tight budget.
I'm seeing all these commercials for "cash back rewards programs", but those are all for credit cards, something most of us really don't want to become entangled in.
So what's a girl to do?
I've given this more thought than I could afford to and came to this realization: most full-time students work more hours during the summer than during the actual school year.
This means that we're generally making money over the summer to last us during the "drought" so to speak.
So, how do we make sure that we're saving enough for the important things like textbooks, car insurance, and rent?

First, the homemade cash back rewards program.

I'll admit it: this is more or less a result of my laziness and unwillingness to carry around change, but hey, it works.
Make all planned purchases in cash.
This means groceries, makeup, clothes, and other things that you'd typically put on a shopping list.
Here's how the cash back works: take the change* you've gotten back from the purchase and stash it away for later. This can be a Black Friday fund, a rainy day fund, an emergency fund (which is probably the wisest, especially if you're living off your own means).
*(When I say "change", I mean the actual coins, but it's up to you what you stash away -- it can be anything less than a $5, less than a $20, whatever works for you in your current situation.)

Second, save money online.

This is a lifesaver for those of us that buy and rent textbooks and such online: Ebates. I know it sounds like a scam, but it's not; I signed up and have already gotten a "big fat check".
This is how Ebates works: you go to their site and search for the store you want to shop at, say Chegg.

You'll see that Chegg has a 4.5% cash back value; this varies per store.
All you have to do is click "Shop Now", and you'll be rerouted to that site. Shop as you would normally, and a percentage of your price will be put back in your pocket!
Ebates also has coupon codes for sites, so those are worth looking into as well. (RetailMeNot also has coupon codes. Very handy indeed.)

Third, be smart when shopping for textbooks.

Of course it's easier to just check Amazon and Half.com for textbooks, but I've found that those aren't always the cheapest places to get them.
Here are some other sites you'll want to check as well:
AbeBooks
Bookrenter
Chegg
Ecampus
Textbooks.com
Also, when you're planning to buy books, get them as early as you can. Most people sell their books at the end of the semester, which means there will be a large supply, usually lowering the cost. This also means that if you're planning to sell, wait until a week or two before school begins; those who have procrastinated will be hunting the books down and most will already be sold out.
If you're planning to rent, you'll learn that some sites offer books for a "semester", while others simply offer 60, 90, and 125 day periods. Calculate how long you'll need the book (fall semesters generally end the first week of December while spring semesters typically last until the first week of May), and rent the book as early as possible to keep your cost down.

Fourth, take advantage of gift cards.

When somebody gives you a gift card, it's usually the best gift ever.
But what if you don't like the restaurant, or there is no store around you to use it in?
Simple: sell the card or trade it.
How?
Plastic Jungle.
You can sell unwanted gift cards and buy discounted gift cards to places you actually like. This is also a great way to save even more money on sales, too.

Fifth, spend some time budgeting.

I know it's a pain, but it really comes in handy. Whether it's making an Excel Worksheet, keeping a ledger, using Mint, or what have you, it's a good skill to learn. Here's what my Worksheet looks like:

All I do is enter my income and my formulas do the rest for me.

10% is taken out for a tithe.

The tithe plus any other immediate bills (textbooks, loans from parents) is subtracted from the net income to give me my subtotal.

Now, my car insurance is taken out monthly from my savings account at Bank #1, so that's pretty much all I use that account for. 60% of the subtotal is deposited there.

At Bank #2, my savings is (theoretically) untouched (read: emergencies) and my checking is primarily for gas, as I commute to school instead of live on campus. 25% of my subtotal is deposited into checking for gas, and the remaining 15% percent is put in savings. 

Obviously, this can be tailored to what you think is best for your specific situation.

Also, if you want this Worksheet, just email me and I'll get it sent to you.

And finally, be open to making money on the side.

This can include blogging / being sponsored, making things to sell on Etsy, babysitting, self-publishing stories, pretty much whatever! Just don't get too caught up in the income part of it (Proverbs 31: 10-31).

If you have any other tips for how you save money or work your budget, leave a comment below!